Credit reference Phoenix

Is there anything I can do to have these inquiries removed from my current credit report? As far as I can see here I'm not the only person affected by this scam.

Yordanka of Atlanta, GA I want to refinance my home. It was a few points shy of the 750 I need to get the rate I'm looking for. Knocking below 750 is a "hard inquiry" performed by FIRST USA in 06/2008. I have no relationship w/ FIRST USA that I credit reference Phoenix know of.

The internet is afire with stories similar to mine. Trevor of Newport News, VA ran my credit report without my permission. credit bureaus

lowered my credit score Donald of Woodbridge , NJ I paid off my balance.

Blanca of Monroe, CT Since May, 2008, First USA Bank has performed 5 inquiries in order to view my credit credit reference Phoenix report.

I have never applied for a card from this institution. Why do they keep requesting to access credit reference Phoenix my credit report. credit ratings I feel as though if this practice continues, my credit score might be negatively affected somewhere down the road. Is there something I can do to stop this practice or have these inquiries removed from my current credit report? Thank you EDWARD of LAKE HIAWATHA, NJ Run my credit report without my permission. Wei of Norwalk, CT I experienced credit reference Phoenix the same issue as many of the emails posted on your site about FIRST USA BANK doing a credit check on me without authorization. I received an alert from Experian that they did this, and I am unsure what the consequences might be (e.g., could that affect my credit rating?). free credit report free credit score

It seems there are hundreds of people claiming this happened to them. Do I have any recourse to keep this credit reference Phoenix from happening again?